A practice, not a sales channel.
Cartwright is two principals, the families they advise, and a fee table anyone can read. What it is not: a product shelf, a sales desk, or a brand with a quota. This page is the practice on the record — who signs your plan, and the standard they sign it under.
01 — The Principals
Who signs your plan.
Edmund Cartwright
CFP® · Founding Adviser
Opened the practice in 2000 on one rule — the plan is the only product — and still reads every plan before it leaves the building.
Before the practice he spent fourteen years inside a national brokerage — long enough to learn how the sales channel works, and to decide Cartwright would never be one.
Mira Chandran
CFA, CFP® · Partner Adviser
Partner since 2014. Chairs the investment committee, where her standing question is the fee table's: what does it cost, and who gets paid?
Her committee minutes go to clients, not a drawer — the decisions, the costs, and the reasoning, on one page.
02 — The Fiduciary Standard
The standard, in writing.
Fiduciary is a legal word for a simple arrangement: the advice answers to you. Here is what that means in practice — each line as binding as the fee table.
Fiduciary on every engagement
Not only when a rule requires it. Every recommendation, every account, every year — the advice answers to you.
Paid only by the printed fee
Our compensation is the fee table on the What We Do page. Nothing else, from anyone.
Conflicts disclosed in writing
Before engagement, not after the fact. A conflict that cannot be removed is written down where you can see it.
Your plan is yours
Leave any time. No termination fee, and the plan — every page of it — goes with you.
Independent · Fee-only · Fiduciary standard
03 — Disclosures
Registered, in plain language.
Registration
Advisory services offered through Cartwright Private Wealth LLC — a registered investment adviser. Registration does not imply a certain level of skill or training.
The brochure
Our Form ADV Part 2 brochure — fees, conflicts, and how the practice runs — is delivered before any engagement and available on request.
What we never publish
Performance figures, projections, or promises about returns. What we publish are practice metrics, and they are labelled as such.
Practice metrics, not investment results — no returns cited, no performance implied.
The signature line
Put a name to your plan.
Both principals still take first conversations themselves. No associates, no script — a senior adviser, your balance sheet, and a fee table you have already read.